Susan T. Stead

Susan Stead is a partner at Nelson Levine de Luca & Horst and a member of the firm's Regulatory Practice Group. Her national practice is devoted to insurance regulatory matters with a special emphasis on compliance and market regulation. She counsels insurers about federal and state regulatory requirements and compliance programs, represents insurers undergoing regulatory reviews and investigations and in obtaining approvals, she is a frequent speaker on regulatory topics.

Before joining Nelson Levine de Luca & Horst, Ms. Stead was an Assistant Director for the Ohio Department of Insurance and managed the Market Conduct, Fraud and Enforcement and Agent Licensing Divisions. As a regulator, she was active in many NAIC initiatives and chaired several committees. She spent several years as a staff attorney for the department and began her career with an insurance defense firm.

Ms. Stead is a Chartered Property & Casualty Underwriter and a graduate of Wittenberg University and the Ohio State University Moritz College of Law. She has earned the Market Conduct Management (MCM) designation from the Insurance Regulatory Examiners Society and was accepted as a member of the Federation of Regulatory Council.

Professional Associations and Memberships:

• Federation of Regulatory Counsel
• President, Board of Directors, IRES Foundation
• Past Chair, Insurance Regulation Committee, American Bar Association, Tort Trial and Insurance Practice Section (TIPS)
• Association of Insurance Compliance Professionals
• CPCU Society
• Ohio State Bar Association
• Columbus Bar Association

Speaking Engagements:

• "Going Beyond OFAC Screening: What Insurance and Reinsurance Companies Must do to Avoid Sanctions and Ensure Compliance", American Conference Institute (ACI) 2nd Annual Forum on AML and OFAC Compliance for the Insurance Industry, January 24, 2012
• "Social Media", National Association of Mutual Insurance Companies (NAMIC) Webinar, November 21, 2011
• "Social Media Use by Insurers", American Insurance Association (AIA), November 8, 2011
• "Compliance and E&O Risks of Using Social Media", The Professional Association for Chartered Property Casualty Underwriters (CPCU), October 18, 2011
• "Not Your Parents' Market Conduct", Association of Insurance Compliance Professionals (AICP) 2011 National Meeting, September 28, 2011
• "The Future of Market Conduct Annual Statement (MCAS)", Association of Insurance Compliance Professionals (AICP) 2011 National Meeting, Moderator, September 27, 2011
• Moderated panel discussions on enterprise risk management, federal issues and a state spotlight session on Colorado & New Hampshire regulatory issues, IRES Foundation 18th Annual National School on Market Regulation, April 11, 2011 - April 12, 2011
• "Working with Agents and Brokers: Conducting Effective AML Training and Improving Communication Between Parties", American Conference Institute's National Forum on AML and OFAC Compliance for the Insurance Industry, January 20, 2011
• ABA Tort & Trial Insurance Practice Section's 37th Annual TIPS Midwinter Symposium on Issues and Litigation Relating to Life, Health & Disability Insurance, Insurance Regulation and Employee Benefits and Reinsurance, Presenter, January 15, 2011
• “Before the Breach - What You Need to Know and Do To Be Prepared”, Wolters Kluwer Financial Services, October 2, 2010
• “Insurance Meets the World of Social Media”, Moderator, ICAE: Listening to Consumers in Today's World, September 28, 2010
• “State Spotlight Session - Minnesota/Florida, IRES Foundation”, The National School on Market Regulation, April 19, 2010
• “L&H: FINRA/SEC and the Impact on DOI's Ability to Regulate”, IRES Foundation - The National School on Market Regulation, April 20, 2010
• “Legal Authority and Issues in Financial Risk Examinations”, Property Casualty Insurers Association, June 3, 2009
• “You Want It Kept Confidential?”, IRES Foundation - National School on Market Regulation, May 4, 2009
• “Insurance Advertising Best Practices”, OAMIC/OII/B&E Fall Seminar, October 23, 2008
• “Think You're in Compliance", "Market Conduct Preparation” and "Advertising Requirements and the Compliance Review Process", Association of Insurance Compliance Professionals (AICP), October 6, 2008 - October 7, 2008
• “Market Regulation Roundtable”, Insurance Regulatory Examiners Society, August 10, 2008 - August 12, 2008
• “State Regulation of Insurance Advertising”, Property Casualty Insurers Association of America, February 20, 2008
• “Internal and External Investigations: Attorney-Client Privilege and Other Legal and Ethical Issues”, ABA's Emerging Litigation and Regulatory Developments in Insurance Law - A Symposium, November 8, 2007
• “Confidentiality and Self-Evaluation Privilege Laws - 2007: License to Learn”, NAIC, September 28, 2007
• “When Bad Things Happen to Good Companies”, Securities and Insurance Licensing Association, May 17, 2007
• “I've Performed My Due Diligence, Now What?”, Property Casualty Insurers Association of America, April 12, 2007

Published Works:

Social Media Meets Insurance Regulation: Where are We Headed?, National Underwriter, June, 2010

NARAB II - The Devil's in the Details - The Practical Effects of HB 2554 on Insurance Regulators and the Industry, Federation of Regulatory Counsel, Inc. (FORC), Journal Vol. 21 Edition 2 - Summer, 2010

Why Public Adjusters Laws Do Not Apply to Field Services Companies, MortgageOrb.com, May, 2010

Attorney-Client Privilege and Confidentiality Issues in Internal and External Investigations, ABA's The Brief, Summer, 2006