NLdH's Insurance Coverage Group is frequently called upon to address legal issues related to property coverage disputes because of our reputation for handling some of the most complex and technically demanding property coverage litigation in the insurance industry over the past decade.

Our lawyers regularly advise clients on a broad range of property coverage issues, such as:

• First-party commercial property matters, including business interruption claims and claims for damage from fires, floods and hurricanes;
• Climate change as an alleged cause of loss;
• Property claims appraisal;
• "Matching" and scope of damage as a coverage issue;
• Mold and other claims with long-term or progressive damages;
• Arson and suspected insurance fraud;
• Arbitrations, mediations and other forms of alternative dispute resolution proceedings;
• Disputes among primary, excess and umbrella insurance carriers;
• "Bad faith," punitive damages and other extra-contractual relief;
• Rights and obligations under builders risk policies; and
• Class action litigation involving depreciation for partial losses as well as profit and overhead expenses in homeowners' claims.

Clients rely on our attorneys in situations that demand critical problem-solving skills and a deep understanding of the insurance industry. From catastrophic loss events to discreet coverage issues involving individual policyholders, our attorneys have handled matters on behalf of domestic and London Market insurers in matters throughout North America. Our experience has included property losses related to hurricanes, terrorist incidents and fires engulfing city blocks. In such situations, NLdH is positioned to provide sound and experienced counsel on investigations, interpretation of policy language, dispute resolution and, when needed, litigation.