While the laws governing personal lines of insurance are well established, the interpretation and application to specific claims often give rise to a multitude of coverage questions, both simple and complex.
At NLdH, we provide more than litigation counsel to personal lines insurance carriers. We also offer guidance and recommendations on a full scope of issues, ranging from policy interpretation and claim investigation to examinations under oath. With experience handling claims arising under personal lines of insurance throughout the United States, our attorneys understand the importance of providing accurate and expeditious advice.
Our coverage attorneys have extensively analyzed and litigated many of the issues that arise in connection with:
- Intentional act related questions
- Storm damage
- Fire losses
- Water damage
- Mold
- Earth movement
- Theft claims
- Appraisal
We are equally well-versed with matters related to the automobile issues, including:
- Priorities of insurance and "other insurance" provisions
- Cancellation
- Permissive use
- Vehicle ownership
- Personal injury protection coverage
- Uninsured/underinsured motorist coverage
- Standard exclusions
Our attorneys concentrate their practices solely on the business of insurance. This focus allows us to thoroughly analyze coverage questions, produce timely recommendations and provide informed recommendations. Our attorneys' apply their insurance acumen to help clients make reasonable and fair claim decisions.
