Not all regulatory practice groups are created equally. Members of the NLdH team have 35 years of experience as senior insurance regulators. In those positions, they were deeply involved with policy and legislative issues, market conduct, corporate transactions, licensing, product filings, enforcement matters and many key NAIC initiatives. As a result, our team knows regulators, their concerns and how they think.

Our clients benefit from our understanding of the regulator's perspective and our ability to quickly focus on the real problem. NLdH understands the insurance industry and we are always mindful of the tensions that can develop between business priorities and regulatory requirements.

Decisions concerning regulatory matters cannot be made in a vacuum. Our regulatory team is supported by experts in the firm who understand the litigation risks, coverage issues and other consequences that can result from regulatory issues.

Our regulatory team has experience with all lines of insurance. Our services include:

• Compliance risk assessment services.
• Consulting services on emerging regulatory and legislative issues.
• Sales and marketing compliance advice, including the internet and social media.
• Distribution channel compliance advice, including risk purchasing groups, MGAs, producers, brokers and direct channels.
• Evaluation and development of compliance procedures, programs and controls.
• Assistance in developing new products and obtaining regulatory approvals.
• Internal compliance audits.
• Guidance during investigations and market conduct exams.
• Due diligence reviews of insurance operations.
• Shepherding corporate transactions through the regulatory process.
• Preparing and reviewing contracts and guidelines for distribution channels.
• Representation in regulatory investigations, examinations and inquiries.

Contact NLdH

With offices in the Philadelphia area, Cherry Hill, Newark, Columbus, New York and London, our national law firm is available to address insurance regulatory issues for businesses throughout the United States. Contact us today.